Published: May 07, 2015


Alert!! All Real Estate IRA Note Holders: 2010 is an important tax year – are you ready to make the big IRA switch and save BIG on future taxes!? We can help save you thousands of $$ on the conversion…..for facts you need to know before you convert… below:

Important steps to take if you hold Real Estate Notes in a
self directed IRA and are considering a conversion to a Roth IRA:
  • First, have an independent third party assess the current market value of your real estate notes in your traditional IRA. Colonial can help make this process easy and affordable; just fill out a quick online form and save hundreds off a standard appraisal.
  • Convert your traditional self-directed IRA to a Roth IRA.
  • First time ever: No maximum income limits to convert – beginning 2010.
  • Reduce the taxes owed by obtaining market value assessments for your notes.
  • For 2010 only, you can spread the taxes due over 2011 and 2012 – but pay no taxes in 2010.
  • And… the light at the end of the tunnel… Never pay taxes on your growing Roth IRA assets when you retire. This could mean decades of tax-free growth and tax-free distributions!!

2010 is the year that millions of people will be able to convert to a Roth IRA so that they can take advantage of this one-time tax-relieving event.

But there is one catch, the IRS is going to tax you on the conversion of your traditional IRA at the time that you convert it to a Roth IRA. It’s a one-time tax, but the upside is that you can pay those taxes over 2011 and 2012 — 50% each year; provided you convert your IRA in the year 2010.

The great news! This could be the one silver lining to the current economic crisis!

Colonial Funding Group, LLC, an expert third party, will give you an accurate valuation of your RE notes before you convert your traditional IRA to a Roth. The market value of most notes will be less than the default value of the current note balance plus accrued interest – and that’s why our valuation service can save you money! Although converting to a Roth means you will pay one-time taxes, imagine your satisfaction knowing your profits are growing in a Roth IRA with future withdrawals 100% tax-free!

If you own real estate notes in a traditional IRA, you should obtain an independent valuation of those notes before you convert… we can help lower your tax burden on the conversion costs by evaluating your notes for their true market value (not just the remaining balance and accrued interest).

to have your traditional IRA evaluated each year:

  • 2010 Roth IRA conversion tax savings
  • Divorce
  • Death
  • … for the rest of the reasons …
…PLUS a FREE REPORT “Do Roth Conversions Make Sense? How to Analyze the 2010 Roth Conversion Opportunity

To order a Note Valuation, please fill out the form below:

       First Name 
       Last Name 

To see a sample Note Valuation, click here.

DISCLAIMER: Colonial Funding Group, LLC, does not render tax, legal, accounting, investment, or other professional advice. If tax, legal, accounting, investment, or other similar expert assistance is required, the services of a competent professional should be sought.

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